Real Estate Calculators
27 real estate calculators for investors, brokers, buyers and sellers. Compare cash flow,
financing, closing costs and equity using clear, adjustable assumptions.
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Real Estate Investor Calculators
Long-term rentals, renovations, and portfolio returns
Cash Flow Calculator
Estimate the rent left after vacancy, operating expenses and financing. This cash flow calculator helps compare long-term rental properties using the same assumptions.
Capitalization (Cap) Rate Calculator
Compare an asset’s unleveraged operating yield by dividing annual net operating income by its value. The cap-rate tool in our real estate calculators excludes debt service and depreciation.
Cash-on-Cash Return Calculator
Measure annual cash flow against the cash you actually contribute. These real estate calculators use cash flow after operating expenses and debt service, divided by the upfront down payment, closing costs, rehabilitation and reserves.
Gross Rent Multiplier Calculator
Screen asking prices using property price divided by gross annual rent. The GRM tool in our real estate calculators offers a quick first comparison of similar rental assets.
70% Rule / Maximum Allowable Offer
Set an initial acquisition ceiling using after repair value multiplied by your selected allowance, minus rehabilitation costs. In these real estate calculators, the default 70% rule is an adjustable screening assumption.
BRRRR Calculator
Model the buy, rehab, rent, refinance and repeat strategy by estimating the refinance loan, net cash-out proceeds and equity retained. Compare the funds returned with your original cash contribution.
Rehab & Construction Budgeting
Build a rehabilitation estimate from itemized quantities, labor costs and material costs. Add or remove rows for each trade, permit, design fee or construction task.
Internal Rate of Return (IRR)
Evaluate a multi-year investment using an initial cash contribution, annual distributions and final net sale proceeds. The IRR tool in our real estate calculators uses equally spaced annual periods and reports both IRR and net present value at your selected discount rate.
1031 Exchange Planning Calculator
Explore a simplified U.S. like-kind exchange funding plan using sale proceeds, adjusted basis, debt relief, replacement value and additional cash. Review potential taxable boot and the funding needed for a replacement property.
Equity Multiple Calculator
Compare all cash distributions received with total cash invested over a project’s life. Distributions should include returned capital, operating payouts and net sale proceeds.
Debt-Service Coverage Ratio (DSCR)
Compare annual operating income with principal and interest payments. Test the debt payment a property can support at your selected coverage target.
Break-Even Occupancy Calculator
Estimate the occupancy needed to cover fixed operating costs and loan payments. Include variable rental expenses and income from other sources.
Real Estate Broker & Agent Calculators
Business operations and transaction planning
Commission Split Calculator
Estimate how a negotiated commission is distributed between the listing side, buying side and their brokerages. For these real estate calculators, enter the actual transaction rate and each agent’s agreement rather than assuming a standard commission.
Desk Fee & Cap Tracker
Track progress toward an annual brokerage split cap and estimate the next transaction’s net payout. Contributions already made reduce the remaining cap before the new split is charged.
Marketing ROI Calculator
Evaluate campaign performance by comparing attributable net commissions with advertising spend. The marketing tool in our real estate calculators also reports acquisition cost per closed transaction.
Seller Net Sheet Calculator
Estimate sale proceeds after mortgage payoffs, negotiated commission, seller closing costs, concessions and a tax allowance. Obtain current payoff quotes because interest, release fees and prepayment conditions may change the balance due.
Buyer Closing Cost Estimator
Combine the down payment with lender fees, title or settlement charges, recording fees, escrows and prepaid items. Then subtract permitted credits and the earnest money already deposited.
Prorated Tax & HOA Calculator
Allocate annual property tax and HOA assessments according to the seller’s agreed ownership days. Choose a 365-day or leap-year 366-day basis and identify whether charges have already been prepaid.
A clearer plan. A better property move.
Test your assumptions, compare the numbers, and explore the properties that fit your next chapter.
Home Seller Calculators
Equity, tax assumptions and moving costs
Home Equity Calculator
Subtract mortgages, a HELOC and other secured debt from estimated market value. Home equity measures ownership value, not an immediately available cash balance.
Capital Gains / Section 121 Calculator
Estimate a U.S. home sale gain using selling expenses, adjusted basis, eligible improvements and depreciation. Apply an exclusion only after confirming eligibility.
Contingent Sale & Bridge Loan
Estimate the cost of carrying an old home and a new home while a sale is pending. Add both monthly housing payments, other carrying expenses, bridge interest and upfront financing fees.
Home Buyer Calculators
Affordability, savings and financing comparisons
Mortgage Payment (PITI) Calculator
Estimate a fixed-rate mortgage payment including principal, interest, property taxes and insurance. Optional monthly HOA and mortgage insurance inputs make the housing budget more complete.
Home Affordability / DTI Calculator
Apply editable housing and total debt-to-income limits to your gross monthly income. The default 28/36 ratios provide a starting budget, not a lender approval threshold.
Down Payment Savings Timeline
Work backwards from your planned down payment and purchase date to estimate the monthly contribution required. Savings already accumulated earn the assumed yield, while new deposits occur at month end.
Rent vs. Buy Calculator
Compare renting and buying using terminal net wealth rather than monthly payment alone. The rent-versus-buy tool in our real estate calculators includes down payment opportunity cost, mortgage amortization, owner expenses, appreciation, rent growth and sale costs.
Mortgage Points Breakeven
Compare the upfront cost of discount points with the monthly payment reduction from a lower rate. The simple breakeven period assumes an unchanged loan amount and term.
Refinance Breakeven Calculator
Estimate refinance closing costs against the difference between current and proposed mortgage payments. The calculator also compares payments plus remaining principal at your selected holding horizon, which helps expose the cost of extending a loan term.
PROPERTY SERVICES ACROSS AMERICA
Turn Research Into a Real Estate Plan
01
Individual Sale
Market your property professionally while remaining in control of the sale.
02
Brokerage
Work with experienced real-estate professionals for representation and broader market exposure.
03
Property Management
Protect day-to-day performance with support for residential and commercial rental properties.
How to use real estate calculators responsibly
Compare local taxes before comparing properties
Use costs that match the property’s location, intended use and ownership situation. Check our real estate tax guides by country before entering local assumptions.
Changing the calculator currency converts monetary inputs and results using the displayed rates. It does not change the tax jurisdiction. The separate currency converter estimates exchanges and optional transfer fees.
U.S. tax tools and source references
The 1031 exchange and Section 121 tools are explicitly U.S. planning estimates. They use your basis, eligibility and assumed rates; they cannot prepare a return or certify a transaction. Review the IRS like-kind exchange guidance, Form 8824 instructions and Publication 523 for home sales. Ask a qualified tax adviser to verify eligibility, exchange costs, depreciation and any state or net investment income tax.
Check estimates against the final documents
The commission tools use negotiated inputs. The affordability ratios are editable planning assumptions. Closing estimates should be reconciled with the lender’s disclosures and the closing professional’s settlement statement. Use the real estate calculators as a consistent starting point, then verify the figures with the professionals responsible for the actual transaction. Inputs are processed in your browser and are not sent to LiBe by these calculators.
Your property. Your choice. Our expertise.
Find Your PropertyAcross the Americas
Explore properties or connect with LiBe to discuss your real estate goals, property search, marketing needs, or investment opportunities across the Americas.
Find Your Property Across the Americas
Explore properties or connect with LiBe to discuss your real estate goals, property search, marketing needs, or investment opportunities across the Americas.
