IMPORTANT NOTICE

This Broker Relationship Disclosure (“Disclosure”) explains the nature of brokerage relationships that may exist between users and LiBe Holdings, S.A.S., and any of its parents, subsidiaries, affiliates, successors, assigns, related entities, controlled entities, commonly controlled entities, licensed operators, authorized representatives, officers, directors, employees, contractors, agents, brokers, partners, and service providers (collectively, “LiBe,” “Company,” “we,” “our,” or “us”).

This Disclosure applies to all buyers, sellers, landlords, tenants, investors, developers, brokers, agents, referral partners, service providers, and other parties utilizing LiBe’s real estate, brokerage, marketing, technology, lead generation, advertising, investment, and related services.

By accessing or using any LiBe service, you acknowledge and agree to this Disclosure.

1. PURPOSE OF THIS DISCLOSURE

Real estate brokerage laws differ significantly among:

• • United States

• • Puerto Rico

• • Canada

• • Mexico

• • Central America

• • South America

• • Caribbean jurisdictions

This Disclosure is intended to explain how brokerage relationships may be established, limited, or governed through LiBe services.

Nothing in this Disclosure shall be interpreted as creating a brokerage relationship where one does not legally exist.

2. NO BROKER REPRESENTATION BY WEBSITE USE

Viewing listings, submitting inquiries, creating an account, requesting information, communicating with LiBe, receiving marketing materials, or using any website, platform, application, or service does not create:

• • A broker-client relationship

• • A brokerage representation agreement

• • A fiduciary relationship

• • A buyer representation agreement

• • A seller representation agreement

Brokerage relationships, if any, require separate written agreements where required by law.

3. LICENSED BROKERAGE ACTIVITIES

Brokerage services requiring licensure shall only be provided:

• • By appropriately licensed professionals;

• • Through legally authorized entities;

• • In compliance with applicable laws;

• • In accordance with local licensing requirements.

LiBe may operate directly, through affiliates, licensed brokers, or cooperating brokerage firms, depending on the jurisdiction.

4. PUERTO RICO BROKER LICENSE DISCLOSURE

LiBe operates through licensed brokerage professionals where required by law.

Puerto Rico Real Estate Broker License: C-17849

Brokerage activities requiring licensure in Puerto Rico shall be conducted in accordance with applicable Puerto Rico laws and regulations.

Nothing in this Disclosure shall be interpreted as representing that LiBe is licensed to perform brokerage activities in jurisdictions where licensure has not been obtained.

5. INDEPENDENT BROKERAGE FIRMS

LiBe may cooperate with:

• • Independent brokers

• • Independent brokerage firms

• • Licensed real estate professionals

• • Referral brokers

• • Listing brokers

• • Buyer brokers

• • Transaction brokers

Such parties may operate independently from LiBe.

LiBe is not responsible for obligations independently assumed by third-party brokers.

6. COOPERATING BROKERS

Certain transactions may involve multiple brokers.

Broker relationships may include:

• • Listing brokers

• • Cooperating brokers

• • Buyer brokers

• • Referral brokers

• • Transaction brokers

• • Dual agents were permitted

Compensation arrangements may vary by transaction and jurisdiction.

7. REFERRAL BROKER DISCLOSURE

LiBe may refer clients to licensed brokers and may receive or pay referral compensation where permitted by law.

Referral relationships do not automatically create:

• • Agency relationships

• • Fiduciary relationships

• • Representation agreements

Users should review all agreements with referred brokers independently.

8. BUYER REPRESENTATION

Where legally permitted and established through a written agreement, a broker may represent a buyer.

The scope of representation shall be determined by:

• • Applicable law

• • Brokerage agreements

• • Regulatory requirements

Users should not assume buyer representation exists without written confirmation.

9. SELLER REPRESENTATION

Where legally permitted and established through a written agreement, a broker may represent a seller.

The scope of representation shall be governed by applicable law and contractual agreements.

10. TRANSACTION BROKERAGE

In some jurisdictions, brokers may act as transaction brokers or facilitators.

Such professionals may:

• • Assist with paperwork

• • Facilitate communications

• • Coordinate transactions

without representing either party as a fiduciary.

Users should understand the legal role of any broker involved in their transaction.

11. DUAL REPRESENTATION

Where legally permitted and properly disclosed, a broker may represent more than one party in a transaction.

Any required disclosures and consents shall be obtained in accordance with applicable law.

Where prohibited, such arrangements shall not be permitted.

12. NO GUARANTEE OF BROKER PERFORMANCE

LiBe does not guarantee:

• • Broker performance

• • Broker competence

• • Transaction success

• • Transaction closing

• • Property availability

• • Property value

• • Financing approval

Users should independently evaluate all brokers and service providers.

13. NO LEGAL OR TAX ADVICE

Neither LiBe nor associated brokers provide:

• • Legal advice

• • Tax advice

• • Accounting advice

• • Financial advice

unless expressly authorized and separately engaged.

Users should consult qualified professionals.

14. NO FIDUCIARY DUTIES EXCEPT AS REQUIRED

No fiduciary duties shall be assumed by LiBe except:

• • Where required by applicable law, or

• • Where expressly established through written agreements.

Users should not rely upon assumptions regarding representation status.

15. INTERNATIONAL TRANSACTIONS

Cross-border real estate transactions may involve:

• • Multiple brokers

• • Multiple jurisdictions

• • Multiple licensing regimes

• • Foreign ownership restrictions

• • Regulatory requirements

Users are responsible for obtaining independent professional advice regarding such matters.

16. USER RESPONSIBILITY

Users are responsible for:

• • Reviewing brokerage agreements

• • Verifying broker licenses

• • Understanding representation status

• • Reviewing disclosures

• • Conducting due diligence

Users should not rely solely upon marketing materials or informal communications.

17. LIMITATION OF LIABILITY

To the fullest extent permitted by law, LiBe shall not be liable for:

• • Actions of independent brokers

• • Broker misconduct

• • Regulatory violations by third parties

• • Failed transactions

• • Financing denials

• • Property defects

• • Investment losses

• • Brokerage disputes

LiBe’s liability, if any, shall be limited to the maximum extent permitted by law.

18. MANDATORY LAW SAVINGS CLAUSE

This Disclosure is intended to operate throughout the Americas.

Where local law grants rights, obligations, disclosures, duties, protections, or restrictions that cannot legally be waived, those provisions shall apply.

All remaining provisions shall remain enforceable to the fullest extent permitted by law.

19. GOVERNING LAW

This Disclosure shall be governed by the laws of the Republic of Colombia.

20. JURISDICTION

Except where prohibited by mandatory law, disputes relating to this Disclosure shall be subject exclusively to the courts located in:

Barranquilla, Atlántico, Colombia.

LiBe Holdings, S.A.S., and any of its affiliates

NIT: 902-043-981

Barranquilla, Atlántico, Colombia

Puerto Rico Real Estate Broker License: C-17849

All legal notices, complaints, compliance inquiries, regulatory requests, and consumer requests should be submitted to: legal@letslibe.com

Last Updated: September 7, 2026