IMPORTANT NOTICE

This Agency Relationships Disclosure (“Disclosure”) explains the nature of relationships that may or may not exist between LiBe Holdings SAS (“LiBe,” “Company,” “we,” “our,” or “us”), its affiliates, employees, contractors, brokers, agents, referral partners, representatives, customers, buyers, sellers, landlords, tenants, investors, website visitors, and other users of our Services.

Users should carefully review this Disclosure before relying on any information, communication, recommendation, property listing, marketing material, investment information, referral, or other service provided through LiBe.

By accessing or using any LiBe service, website, platform, communication channel, property listing, marketing service, advertising service, investment-related service, or related offering, you acknowledge and agree to the terms of this Disclosure.

1. NO AGENCY RELATIONSHIP BY DEFAULT

Except where expressly established through a separate written agreement signed by authorized representatives of LiBe, no agency relationship is created by:

• • Visiting our website

• • Creating an account

• • Submitting a form

• • Requesting information

• • Receiving property information

• • Viewing listings

• • Receiving marketing materials

• • Communicating with LiBe

• • Receiving referrals

• • Attending events

• • Participating in consultations

• • Using any LiBe platform or service

No person should assume that LiBe represents their interests unless a written agency agreement expressly states otherwise.

2. NO FIDUCIARY RELATIONSHIP

Unless expressly established by written agreement and required by applicable law, LiBe does not assume fiduciary duties toward:

• • Buyers

• • Sellers

• • Landlords

• • Tenants

• • Investors

• • Website users

• • Prospective clients

• • Referral recipients

Users remain responsible for protecting their own interests and obtaining independent professional advice.

3. NO BROKER-CUSTOMER RELATIONSHIP WITHOUT WRITTEN AGREEMENT

A brokerage relationship shall not exist unless:

• • Required by applicable law; and

• • Created through a written agreement.

Communications, emails, messages, marketing materials, consultations, property tours, recommendations, introductions, referrals, and negotiations do not, by themselves, create a brokerage relationship.

4. POSSIBLE REPRESENTATION RELATIONSHIPS

Where permitted by law and established through written agreements, LiBe or its licensed professionals may represent:

• • Sellers

• • Buyers

• • Landlords

• • Tenants

• • Developers

• • Investors

• • Property owners

The scope of representation shall be determined solely by the applicable written agreement.

5. SINGLE AGENCY

Where legally permitted and expressly agreed in writing, LiBe may act as an agent representing a single party in a transaction.

The duties owed, if any, shall be limited to those required by applicable law and the governing agreement.

6. DUAL AGENCY

In jurisdictions where dual agency is legally permitted and properly disclosed, LiBe may represent multiple parties in the same transaction.

Where required:

• • Prior written disclosure shall be provided.

• • Required consents shall be obtained.

• • Applicable legal requirements shall be followed.

Where dual agency is prohibited, LiBe shall comply with applicable restrictions.

7. DESIGNATED REPRESENTATION

Where applicable, representation may be provided through specifically designated licensed professionals.

The duties of designated representatives may differ from the duties of other professionals associated with LiBe.

8. TRANSACTION FACILITATION

In certain jurisdictions, LiBe may act solely as a transaction facilitator, coordinator, intermediary, or administrative service provider.

In such situations:

• • LiBe may not represent either party.

• • LiBe may not provide fiduciary services.

• • LiBe may provide administrative assistance only.

9. REFERRAL RELATIONSHIPS

LiBe may refer users to:

• • Brokers

• • Agents

• • Attorneys

• • Mortgage professionals

• • Lenders

• • Title companies

• • Insurance providers

• • Contractors

• • Consultants

• • Other service providers

Referral relationships do not create agency relationships between users and LiBe.

LiBe may receive compensation from referral arrangements where permitted by law.

10. INDEPENDENT CONTRACTORS

Professionals associated with LiBe may operate as:

• • Independent contractors

• • Licensed brokers

• • Licensed agents

• • Consultants

• • Service providers

Such individuals may not be employees of LiBe.

LiBe is not responsible for obligations that such professionals independently assume.

11. INTERNATIONAL TRANSACTIONS

Agency laws vary substantially among:

• • United States

• • Puerto Rico

• • Canada

• • Mexico

• • Central America

• • South America

• • Caribbean jurisdictions

Users acknowledge that agency relationships may differ according to local law.

Where local law imposes mandatory duties, such duties shall apply.

12. NO INVESTMENT ADVISORY RELATIONSHIP

Nothing within LiBe’s Services creates:

• • Investment advisory relationships

• • Securities advisory relationships

• • Wealth management relationships

• • Financial planning relationships

Unless expressly established through a separate written agreement and permitted by law.

13. NO LEGAL, TAX, OR ACCOUNTING RELATIONSHIP

LiBe does not provide:

• • Legal representation

• • Tax representation

• • Accounting services

• • Audit services

Users should retain qualified professionals.

14. USER ACKNOWLEDGMENT

Users acknowledge that:

• • Real estate transactions involve risk.

• • Agency relationships must be clearly established.

• • Independent advice is recommended.

• • No agency relationship should be assumed.

15. LIMITATION OF LIABILITY

To the maximum extent permitted by law, LiBe shall not be liable for claims arising from assumptions regarding:

• • Representation

• • Agency status

• • Fiduciary duties

• • Advisory obligations

unless expressly established through written agreements.

16. MANDATORY LAW SAVINGS CLAUSE

This Disclosure is intended to operate throughout the Americas.

Where local law grants rights, duties, obligations, disclosures, or protections that cannot legally be waived, those provisions shall apply.

All remaining provisions shall remain enforceable to the fullest extent permitted by law.

17. GOVERNING LAW

This Disclosure shall be governed by the laws of the Republic of Colombia.

18. JURISDICTION

Except where prohibited by mandatory law, disputes arising from this Disclosure shall be subject exclusively to the courts located in:

Barranquilla, Atlántico, Colombia.

LiBe Holdings SAS

NIT: 902-043-981

Barranquilla, Atlántico, Colombia

Puerto Rico Real Estate Broker License: C-17849

All legal notices, compliance inquiries, complaints, and requests should be submitted to: legal@letslibe.com

Last Updated: September 7, 2026